SAIL WITH SECURITY & SAVINGS

Protect your boat and charter your course with the best boat insurance in Texas courtesy of Al Boenker.

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Our Top Boat Insurance Carriers

Types of Boat Insurance

Liability Insurance
Coverage

Liability coverage protects you if you are at fault for an accident and you injure someone or damage someone's property. It also provides you with legal defense if the other party files a lawsuit against you.

Physical Damage

This covers any damage your watercraft may endure due to sinking, storms, theft, collision, and fire.

Personal Effects

Personal effects coverage protects your personal items on board your boat that may have been accidentally lost or damaged in an accident.

Emergency Assistance

Emergency assistance for boats and personal watercrafts will reimburse you for the cost of on-water towing, labor, and emergency services such as delivery of fuel, oil, or a loaned battery if your boat is disabled while on the water.

Unattached Equipment

Pays for any equipment or accessories disconnected and separated from your watercraft. This includes safety equipment, fishing supplies, anchors, and battery supplies.

On-Land Roadside Assistance

This is available for boat owners who need assistance towing their boat on the water or on land if your auto insurance doesn’t provide coverage.

Keep in mind that coverages, limits and deductibles vary. You'll get more information when you get a quote. All coverages are subject to policy terms and conditions.

Why Choose Us?

Ride the Waves, Not the Risks

Texas is home to over 7,000 lakes and produces year-round boating seasons, making it an ideal destination for sailing, fishing, and water sports. You deserve to relax and enjoy your time on the water with peace of mind, which is why having coverage for your boat is essential. We can help find you the best boat insurance rates and coverage to save you money and cover your voyage. Whether you require boat insurance for older boats, new boats, or any type of watercraft, Al Boenker is your trusted partner in securing the best Texas boat insurance coverage.

PROTECT YOUR VESSEL

At Al Boenker Insurance, our boat insurance options cover a wide range of vessels, including sailboats, speedboats, fishing boats, and pontoons. Our agents can help protect your investment by shopping the best boat insurance companies, giving you access to a variety of affordable boat insurance coverage options at competitive rates. Connect with us today for a free boat insurance quote and we’ll provide tailored coverage options that fit your lifestyle and needs.

COVERAGE THAT KEEPS YOU AFLOAT

Smooth sailing starts with great insurance. We understand the unique risks that boat owners face in Texas and we are here to guide you through the complex boat insurance Texas laws and requirements while providing various types of comprehensive coverage options for medical payments, personal property coverage, and towing assistance. Having the right coverage can also help enhance your boat’s resell value by showing potential buyers that your boat has been well cared for and protected.

EXPERT NAVIGATION FOR ROUGH WATERS

We are passionate about helping Texas boaters protect their adventures on the water. By comparing different options and evaluating your boating habits, we can help save you money by equipping you with cheap boat insurance rates. As your boating needs evolve, our experienced independent agents can provide ongoing support and recommendations for adjusting your boat insurance policy accordingly.

What is the basic amount of auto insurance required in Texas?

Texas law states that drivers must have auto liability insurance to pay for repairs, medical expenses, and car or part replacements if you’re at fault in an automobile accident. The minimum amount for bodily injury per person is $30,000 (or $60,000 total per accident) and $25,000 for any property damage per accident.
What key factors affect my auto insurance premium?

There are various aspects that determine your car insurance premium, including your driving record, age, credit history, vehicle type, marital status, location and the amount of coverage you choose to acquire.
Are there any discounts I can utilize to save even more money?

Absolutely! Many of the best auto insurance companies in Texas that we represent offer various discounts, including multi-policy discount (bundling home and auto), companion policy discount, education and good student discount, homeowner discount, multi-car discount, and prior insurance discount. The bottom line is: regardless of your background or status, Al Boenker will save you money on your Texas auto insurance!
Do I qualify to shop for low-cost auto insurance in Texas with Al Boenker?

Certainly! All 254 counties in Texas are covered by our services. No drivers license? No problem. You’re eligible to receive cheap full coverage auto insurance in Texas from Al Boenker.
Exactly how much money can I save on my auto insurance with Al Boenker?

Because we are an independent Texas insurance agency, we provide more options and better rates than agencies representing only one or two insurance carriers. Depending on certain factors, individual circumstances, and discount possibilities, you can typically save between 10% to 30% on your premiums compared to going directly to a single insurance provider.

Have Questions?

We’ve got the answers for all the most common questions on Texas boat insurance from Dallas to Fort Worth and beyond.

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Nathan Hale

Fast, reliable, savings year after year. A solid independent agency that works for you.

Grace Vidaurreta

Insurance companies normally ask my age, which increases my price, but my agent was fantastic. She worked with me by taking her time making sure I got a rate that not only suited my needs but was also soft on my pocketbook. Now I’m paying a very low rate, especially compared to the insurance rates that I am use to paying with other insurance companies. I plan on being with this company a long, long, long TIME.”

Mike Krejci

I've used Al Boenker for the last three years and have always had amazing service. My agent found boat insurance for me after my current insurance company dropped me for a very strange reason. He dug in and figured out what happened and found equal coverage for LESS cost with another company. I was super impressed, and he kept me in the loop every step of the way. I'm a big fan of Al Boenker insurance.

Jason Scott

Al Boenker hasn't disappointed once in 7 years! I recently dumped my old insurance company for the giant rate increase I was dealt. Al Boenker Insurance fought hard for me, even working after hours to get me insured! Their staff did an amazing job helping me and getting me insured quickly.”

Rosalind Shelton

I am so glad that I chose Al Boenker Insurance. Their agents are very knowledgeable and very detailed in their answers. I was able to transition into a new Homeowner’s Insurance policy very comfortably and confidently because they were so knowledgeable

Rita Hicks

I’m very happy with Al Boenker Insurance! We switched with them 2 years ago because they saved us $150 a month to cover two cars and then again, when it was time for renewal, they saved us another $100. Their agents are very knowledgeable and answered all our questions happily. They’re very quick to respond and we are satisfied with their customer service

Alejandra Gonzalez

I've been with Al Boenker for 5+ years. Today they did something that really surprised me that speaks volumes of their customer service and dedication to their clients. I received a call from my agent saying that they noticed I made an update with one of their providers and noticed my rate went up by 20%. They asked if I'd allow them to shop for a cheaper rate and of course I complied. My rate went down from $567 to $402. I'm impressed that they did this for me. Thank you so much! I recommend their service to anyone considering it. They'll look out for you and find what's best for you

Yesinia Silva

The agent I worked with was AWESOME!!! She saved me $100 on my car insurance and was one of the most responsive reps I've ever worked with. She was so friendly and super personable and an all-around great person to work with. Thank you so much for your excellent service and your eagerness to help me out!

Justine Chanthamany

I worked with Al Boenker Insurance to find the best price for my auto insurance. They were SO helpful. Since I started driving almost 20 years ago, I never paid much attention to whether I was under or over insured. I just knew I needed insurance and did a lot of guessing about what I might need. They went through EVERY LINE of my coverage, fully explaining the pros and cons of each level of coverage and thorough without dragging on. I never thought I'd be so impressed with an insurance agency! oh! and they found a way to save me about $1000 yearly with the EXACT SAME coverage! GREAT EXPERIENCE!”

Diana Wilson

I was looking to change insurance companies and spoke with Al Boenker Insurance. They were super helpful and a pleasure to chat with. They helped me find the best insurance to fit my needs and budget. They also took the time to ask lots of questions and gave me some great recommendations. The customer service I got was top notch

Ed Caldera

As usual they make purchasing insurance as simple as 1,2,3. I've carried insurance with them for over 2 years now and the service is excellent every time I need to renew. My agent was very knowledgeable and took care of my needs. They helped me get my vehicle covered the same afternoon I called. They do all the work for me and all I need to do is sign. Thank you once again

Glenda Williams

My experience with this company was great! My agent was very helpful and walked me through the steps of my needs on my policy while being mindful of my budget. Thank you

Ken Tywater

My experience with Al Boenker was great. My agent was extremely helpful and walked me through the process very efficiently. I would highly recommend this agency.

Bertha-Alicia Rios

Great company! I don't have any complaints. From the start, I knew exactly what my coverage was. No surprises, easy billing and payment options. Whenever I've contacted customer service, everyone has been very positive, knowledgeable, easy to work with and the online system is great and convenient. Prices are very competitive too.

Carol Gregg

I have been a customer for many years and have come to rely on the Al Boenker Insurance company for all my insurance needs. They have never let me down. And their staff is very friendly, responsive, professional, and competent. They are all you could ask for in an insurance company.